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Hi i’m broke millennial for the financial diet welcome to the three minute guide brought to you by skillshare today we’re doing something a little different i’m going into the confessional booth to share with you seven things i wish i had done differently at 22 number one respected my health i worked three jobs to make ends meet when i first moved to new york
City starbucks barista babysitter and working as a page for the late show with david letterman i’d work 14 to 21 days straight and sleep an average of about four and a half hours a night and i was mostly surviving off of starbucks leftovers anytime something passed there best by date i would take it home it is a miracle my heart did not explode from all the
Sodium intake number two spoken up about harassment like most women i’ve experienced sexual harassment in the workplace at 22 the father of one of the kids that i babysat spoke to me in a wildly inappropriate manner while i was sitting there waiting to get paid so i could leave for the night i didn’t address his behavior and quickly fled the house i had a window
Of opportunity to say something without posing a physical threat to myself but i was too scared to take it i just texted the mom the next day and said i had gotten another job and i never went back to that house number three taken a big risk i wanted to be an actress delightfully cliche i know i loved and still love theater i wanted to move to new york and act
On stage i managed to get myself here right after college and even go to a couple of conservatory training programs to check them out but i talked myself out of it i completely chickened out and thought you don’t have enough passion you don’t have enough drive for this and i never even tried number four thought strategically about my career i was really adrift
About my career at 22 or lack thereof the one-year letterman page gig was wrapping up and i had talked myself out of giving acting a go so i didn’t really know what to do but i knew i needed both a paycheck and health insurance so when a friend of mine mentioned that his public relations agency was looking for paid interns i decided to apply i had no real interest
In pr but i followed a paycheck instead of being strategic i spent two years at that job before realizing i needed to focus on building a career i actually wanted number five stops a know so often i’ve been obsessed with money and building wealth since i was a little kid it’s not normal i know looking back on my early 20s i really regret how often i would turn
Down invitations from friends if the possibility of making money was on the table i really regret how i let the pursuit of money completely dominate my life because guess what if you say no too many times people stop asking i was so focused on my financial future that i failed to invest in important relationships in my early 20s number six invested or at least
Opened an actual savings account because i was so asinine we focused on money i should have done better than watching my little nest egg grow in a checking account i didn’t even have a real savings account cash from babysitting and tips from starbucks would stay stuffed in envelopes in my apartment basically just asking for me to get robbed and the rest out of my
Checking account i should have put some in a roth ira or index funds or at least a savings account with a 1% interest rate number 7 relax i am a future-oriented person if the money obsession didn’t already tip you off honestly i look back on the bundle of stress i was at 22 so panicked about needing to be successful and having that happen right now then i want
To just be able to go back to that girl and shake her and say calm the down so much happens in your 20s that you can’t possibly predict so sometimes it’s important to just slow down and relax it’s cliche but true that you do not get that time back doing something new and creative is one way to de-stress an easy and affordable way to expand your talents is with
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7 Things I Wish I Did Differently At 22 | The 3-Minute Guide By The Financial Diet
